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Credit and Investment Analyst

Credit appraisal, financial analysis and investment-grade analysis behind every lending and investment decision the firm makes.

Team
Credit & Risk
Location
Lagos, Nigeria
Type
Full time
Workplace
Hybrid

About the role

This role sits within the Credit & Risk pillar, independent of origination. It is the analytical engine behind our credit decisions.

Judgement matters as much as arithmetic: we expect you to say plainly what is missing from a file.

What you will do

  • Analyse borrower financials, cash flow, business viability and collateral.
  • Prepare credit appraisal memos and committee recommendations, including risk rating and pricing or structuring input.
  • Support investment analysis and valuation work for structured or on-lending facilities.
  • Conduct KYC, credit-bureau and reference verification.
  • Monitor assigned portfolio performance and covenant compliance; flag early-warning signals.
  • Support provisioning, early-warning processes and credit MI reporting.

What we are looking for

  • One to four years in credit analysis, lending or financial analysis.
  • Strong financial-statement and Excel skills.
  • Bachelor's degree in finance, accounting or economics.

Helpful, not required

  • CFA Level I or part-ACA
  • Exposure to the Nigerian regulatory and financing landscape

What we offer

  • Competitive base salary
  • HMO
  • Pension

How to apply

Apply through the LinkedIn posting. If you prefer, you can also email your CV and a short note on why this role fits you.